Travel guide
Payments and currency in Japan
How to prepare cards, cash, and IC cards without assuming every place accepts the same payment method.
Editorial owner: Landul editorial teamLast reviewed: 2026-07-15
Short answer
Bring a working payment card and some yen as a backup. Cashless payment is common, but acceptance varies, and IC cards can be useful for public transport.
Checklist
- Carry at least one physical payment card as a backup
- Exchange or withdraw a small amount of yen when needed
- Check whether transport accepts an IC card or another local option
Common question
Do I need cash in Japan?
It is sensible to carry a reserve because payment methods and card acceptance vary by location.